Blog

Category: Madison Homes

September 20th, 2013

Move – In Ready Homes!!!

Categories: Home Builders in Huntsville Alabama, Home Builders Madison Alabama, Huntsville AL, Madison Homes, New Homes, New Homes In Huntsville, New Homes in Huntsville Alabama, New Homes Madison Alabama |

We have move-in-ready homes available and a GREAT opportunity for you!

 

 *Must use Gateway Mortgage for deal to apply*

August 22nd, 2013

Stop Renting! Now is the time to Buy!

Categories: Home Builders in Huntsville Alabama, Home Builders Madison Alabama, Huntsville AL, Huntsville Home Builders, Madison Homes, New Homes, New Homes In Huntsville, New Homes in Huntsville Alabama, New Homes Madison Alabama, Real Estate, Uncategorized |

 

Low rates allow you to maximize buying power. As rates increase your buying power decreases… so now is the time to buy!

When looking to buy a home the words “down payment” can seem a bit daunting. Luckily, being that it is a buyer’s market these days, there are loan programs allowing for little to no down payment and seller paid closings costs. Therefore, you can get into a home for the costs of a home inspection and an appraisal fee…. which all may cost under $1,000.

USDA, FHA & VA loans are the most common programs allowing for:

-Minimal down payment or “no down payment”

-Flexible underwriting guidelines and minimal score requirements

-Greatest buying power… aggressive debts to income ratios

-All of these products allow “seller paid closing costs”… which means that the seller pays for all the closing and prepays costs out of their negotiated purchase price
USDA: -620 minimal score -100% financing.. NO down payment -Specific Lending areas -Seller paid closing cost -No reserves -Low monthly mortgage insurance = greater buying power -Low interest rates
FHA: -Minimum credit score 580 -Limited Trades lines -3.5% down payment -Gift funds allowed for down payment and closing costs -Seller paid closing costs allowed -Low interest rates
VA: -100% financing NO DOWN PAYMENT -Military Mortgage product -NO monthly mortgage insurance -Seller paid closing costs -Low interest rates.  Check out our Hunter Homes for Military Heroes Program!
There is just an overview.. with rates being this low, as well as this being a buyers market.. there’s no better time, and your money invested than in buying a home… stop renting and start owning.

Hunter Homes pays 1.75% of closings costs when using one of our Preferred Lenders.

Some of these lenders inlcude:

Gateway Mortgage – Dan Scrivens (256) 652-3698

http://www.gatewayloan.com/officers/daniel-scrivens/

Supreme Lending – Kim Chenoweth (256) 715-9489

http://kimchenoweth.supremelending.com/

First Federal Mortgage – Jimmy Lehman (256) 797-4187

http://www.1stfedmortgage.com/officers/jlehman.php

 

 

July 3rd, 2013

Summer Energy Saving Tips

Categories: Efficiency, Home Builders in Huntsville Alabama, Home Builders Madison Alabama, Huntsville Home Builders, Madison Homes, New Homes, New Homes In Huntsville, New Homes in Huntsville Alabama, New Homes Madison Alabama |

Does your home energy bill sky rocket as soon as the heat rises? Summer doesn’t have to mean significantly higher energy bills. If you aren’t lucky enough to live in one of Hunter Homes TVA Energy Right Platinum homes, then here are a few tips to get you through the summer months without breaking the bank.

 Bump up the Thermostat – Set your thermostat to 78 and use ceiling fans to help circulate the air in the house.  This will help keep the cost of air-conditioning your home down. You actually can save 1-3% per every degree you set your thermostat above 72 degrees.

 Be Smart About Appliance Use – A full fridge doesn’t work as hard to stay cool. Microwaves use two thirds less energy than the stovetop. Use the warm or cold setting on your washer to save up to 4%. Try line-drying clothes to save another 5% on your energy bills. And just like a full fridge, a full dishwasher will use less energy because you’ll do fewer loads over time.

 Take Care of Your HVAC System – Change out filters on a regular basis. Keep your outside unit free from dust and debris. Check and make sure there are no leaks in your ductwork. Set all your vents properly and remember cold air sinks, so open them wide on upper levels, and begin to close them down the lower in the house you go.

 When Not in Use, Turn it Off – Take the time to turn off lights inside and out when not in use. This goes for other appliances too. Computers, stereo systems, TV’s and other electronics are a drain to your energy bill. Whenever you can, unplug devices that suck energy.

 Lower Your Water Heater – 14-25% of your energy bill goes to heating water. Lower the temperature down to 120 degrees and save yourself some energy and some money.

 Summertime doesn’t have to equal high-energy bills. Think wisely about your energy use and make little changes. Enjoy those dollars you save on cooling your home elsewhere in your summer plans with the family.

*Check out our TVA Energy Right Platinum Quick Move-in Homes *

May 16th, 2013

Be the Builder of our Next Spec Home!!!

Categories: Huntsville AL, Madison Homes, New Homes, New Homes In Huntsville |

We want your help building our NEXT spec home, Visit our Facebook page to participate !!!! We have so many options to choose from! There will be choices posted every Thursday. Those who participate every week in the building process will be entered in a drawing to win a $25 AMEX gift card! Drawings will be done randomly throughout the process. This house will be completely designed by YOU!  We can’t wait to see what you choose! Check back every week for new options!
April 17th, 2013

Hunter Homes for Military Heroes Program

Categories: Huntsville AL, Madison Homes, New Homes, New Homes In Huntsville |

Hunter Homes for Military Heroes Program

 

 

Everyone at Hunter Homes extends a very special thank you to all of the men and women who have served and who currently serve our country so bravely to protect our freedoms at home and abroad.  The sacrifice of our active military, veterans, and their families each and every day is amazing.   As a way to say thank you and to honor these heroes, Hunter Homes is proud to offer $1,000 in free upgrades in our Showroom to all active duty military personnel, reservists, retired, or disabled veterans.  Thank you for your service!!!

Promotion Details:

  • Buyer must present valid military ID at time of purchase (contract signing) to receive the discount.
  • Eligible buyer must be a borrower on the mortgage.
  • Offer is not eligible on a “Quick Move-in Home.”
  • The $1,000 credit may only be used towards selections in the showroom and cannot be applied towards the sales price or closing costs.
  • If the full amount is not used, there will be no refund (no cash value)
  • Cannot be combined with any other offer or discounts.
March 27th, 2013

3 Reasons Buying Is Better Than Renting

Categories: Efficiency, Huntsville AL, Interior Design, Madison City Schools, Madison Homes, New Homes, New Homes In Huntsville, Real Estate, Uncategorized |

People often rent, due to them feeling they are not ready for the added responsibilities of buying a home.  Some of these responsibilities may be the maintenance, maintenance cost, insurance, or even the initial down payment. Buying a home is a long-term investment and should not be taken lightly.  There are necessary steps you should take before buying a home, to gauge your readiness.  Once you have determined you are ready to buy a home, you will find there are many benefits that accompany home ownership.

It is Cheaper to BUY then to RENT!

In a study by Forbes Magazine, it was found that buying is now 45% cheaper then renting in the 100 largest U.S. metro areas. That leaves you with an average savings of $771 per month!

Make the House Fit You!

When you buy a home, particularly a brand new home, you are able to make the house fit you, rather than you fitting the house. You can choose the floor plan, color scheme, and details of your home that fit your families taste and needs.  You can also feel comfortable that you will be able to do any updates and remodeling in the future, without first seeking the permission of the landlord or property owner.

Tax Advantages!

There are tax advantages to purchasing a home.  Interest paid on an owner-occupied home is tax deductible.  You may also be eligible for other tax deductions based on different environmental features of your home, etc. It is important to discuss this with your tax specialist to ensure you receive all of the savings allotted to you through the purchase of your new home.

All in all, buying is better than renting because at the end of the day… its YOURS! You have made an investment in something that is your very own.  The feeling of ownership is incomparable.

 

Don’t forget to take a look at what could be YOUR future home!

March 14th, 2013

What New Home Owners Should Know about Tax Season!

Categories: Huntsville AL, Madison City Schools, Madison Homes, New Homes, New Homes In Huntsville, Real Estate, Uncategorized |

Owning a home has many tax benefits and talking with an accountant or a tax specialist can help you unravel the mysteries and maximize your tax advantages.

Here are some of the advantages of home ownership from a tax standpoint:

  • Offset Exemptions – The benefits do not just take place in April when the return comes in. Owning a home can actually allow a home owner to offset exemptions and have more take home pay throughout the year.
  • Take Advantage of Mortgage Deductions – According to research by USA Today based on data from the IRS, only 26 % of Americans take advantage of deducting the interest paid on their mortgage over the course of the year. The average deduction can save home owners more than $12,000 per year in some states.  See IRS publication 936.
  • Itemized Deduction Change – This is the biggest change for homeowners.  In past years where standardized deductions may have applied, now Schedule A will be used to itemize deductions such as mortgage interest, property taxes, points paid on a home loan, mortgage insurance, and charitable donations.

As of January 1, 2012 mortgage insurance premium deductions and home energy improvement credits were allowed to expire along with 57 other tax code benefits. These two tax benefits were restored for home owners when the American Tax Relief  Act of 2012 was signed into law January 1, 2013 by the President.

  • Mortgage Insurance Premiums Deduction – Often lenders require insurance if the mortgage covers more than 78 % of the home’s value, but this insurance is deductible and remains deductible through the Tax Relief Act.
  • Home Improvement Credit for Energy Efficiency – If improvements are made on the home to increase energy efficiency such as new energy efficient windows, insulation, roof, water heater, or heating and cooling systems, then home owners can receive 10 % of the cost up to $500 in tax credits.

Talking with a tax specialist is important to make sure that you are receiving all the exemptions and benefits of being a home owner.

 

* Don’t forget to check out our 16 Communities to find the right home for you! *

 

February 22nd, 2013

Hunter Homes — Since 1956.

Categories: Huntsville AL, Madison Homes, New Homes, New Homes In Huntsville, Real Estate |

 

 

A Tradition of Excellence Since 1956.

The tradition began with Howard Hunter when he built his first two homes with Gowan Mitchell in 1956. These two quickly earned a reputation for quality and service.

Over the next 36 years, Hunter and Mitchell built hundreds of homes every year and established itself as the leading home builder in North Alabama. Five years after their retirement in 1992, Howard Hunter’s sons, Max and Mark, decided to continue their father’s legacy forming Hunter Homes.

Hunter Homes exists today as a second generation, locally owned company with a history dating back over 50 years. That foundation of excellence has been a source of strength and security for over 4000 North Alabama homeowners that continues to this day.

 

Expertise and innovation in home building.

When Shawn Fairburn come to Alabama in 1997, it was with a dream of creating a company that was “better than the best”. Coming from one of the Nation’s largest and best run home building companies, he brought innovative ideas and systems for home building. He joined Hunter Homes as a partner in 2002. Mark and Shawn had a shared vision of “doing things better”. They quickly assembled a young team of professionals that were dedicated to mastering the latest in industry technology, building systems, and best practices. Their expertise has helped Hunter Homes grow into the builder it is today.

 We’ve become the markets largest LOCALLY OWNED home builder.

Our tradition, innovation, integrity and willingness to change with the times have enabled Hunter Homes to become the largest, locally owned home builder in our market. With that, we feel a responsibility to continue to deliver a higher level of service to our customers.

February 20th, 2013

BRAND NEW Designer Collection!

Categories: Huntsville AL, Madison Homes, New Homes, New Homes In Huntsville, Real Estate, Uncategorized |

 

Come see our BRAND NEW Designer Collection!

When it comes to homes for sale in Huntsville and Madison, you won’t want to miss out on our NEWEST series of homes, the Designer Collection! We are Huntsville and Madison’s premier NEW HOME builder. With all new plans, and wide variety of options, the Designer Collection is a fantastic home choice for you and your family!

These all new plans were designed by award-winning architect Deryl Patterson from world-leading architectural firm BSB Designs. The spacious kitchens feature granite countertops, a large Starbucks Island, custom cabinets, and stainless steel appliances! The drop zones are a great “stop and drop” location for keys, backpacks, shoes, purses, jackets, etc. Designer Collection homes also have “flex” room options to fit your specific needs such as: formal dining room, guest bedroom, or study.  Some of our Designer plans may also feature loft areas, bonus rooms, princess suites, game rooms, hobby/craft rooms, play zones, or media rooms. So don’t wait, come check out a Designer home today!

 

This is the lovely Designer 2900 model located in our Iredell Community off of Nance Road off Hwy 72 in Madison! Come by today for your VIP tour!

 

This amazing home is a Designer 1900 located in our Grove at Savannah Community off of Zierdt Road in Madison!

 

We have some Quick Move-In Homes available now in our Iredell, Grove at Savannah, and Bell Grove Communities.  Check them out today

October 25th, 2012

The Renaissance Collection

Categories: Huntsville AL, Madison Homes, New Homes, New Homes In Huntsville |

Have you seen the Renaissance Collection?
Renaissance is our newest home collection and it’s unlike anything you’ve ever seen! The Renaissance Collection features unique design options with flexible spaces such as drop zones with a desk nook or cubbies. The drop zones are a great “stop and drop” location for keys, backpacks, shoes, purses, jackets, etc. Renaissance homes also have great “flex” rooms to fit your specific needs such as formal dining room, guest bedroom, or study. Some of these great plans also feature “storage” spaces that can be utilized in the garage or be transformed into livable square footage such as a sunroom or additional bedroom. With all of these options, what are you waiting for?!?!

We currently have an amazing 2200 square foot model home in Clayton Cove and several more quick move-in homes in Clayton Cove, The Terrace at Savannah, Burwell Gardens, Carriage Station, Bainbridge, and McCulley Mill.

When it comes to new home in Huntsville and Madison, you don’t want to miss out on the Renaissance Collection! We are Huntsville and Madison’s premier builder. Buying a home is an important decision and we want to make finding your dream  home a reality! With a wide variety of options, we believe the Renaissance Collection is a fantastic value!

 

This lovely Renaissance 2200 model is in Clayton Cove located off of Capshaw Road between Wall Triana and Nance. Come by today for your VIP tour!

Every Renaissance plan offers 3 unique front elevations (European, Craftsman, or Traditional as shown here) as well as lots of options to give you the opportunity to truly make it yours!

 

 

This Quick Move-In home is also located in Clayton Cove.

It’s a Renaissance 1700 with European Elevation and has a fantastic open kitchen, spacious master suite, and great, private back yard!

Schedule your appointment now!

 

 

For a full list of Quick Move-In Homes or floor-plans, contact us

 

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